If your car is ever totalled, you can negotiate the value.
When my 07 was totalled, their valuation was $3200.
I negotiated up, final payout was $7800. I bought the car back for $366.
Member of Northwest Panthers Car Club
2008 P71, Norsea Blue SAP
-Message Center cluster retrofit
-Towncar Signature L heated power seats
-Long overhead console
-Compustar remote start/security